Author Archives: lifemart

The Importance Of Role Models For Entrepreneurs

The Importance Of Role Models For Entrepreneurs

Do you think you have the capability to become an entrepreneur? There are lots of successful entrepreneurs present in this world today. It is very important to find the right kind of qualities that are required to become successful in this field.

Some people try to begin from the scratch but it is quite difficult to reach the top fast in this way. This is the reason why the young generations of entrepreneurs try to model their behavior on people who have already achieved success in this field.

There are various role models for entrepreneurs. It is very important to choose the right kind of model. When you hear of a role model the first thought that comes to your mind is of people who have reached heights are very popular all over the world.

These people too surely had their own role model who they used to follow. A role model is actually meant for following. Your model can also be a person who belongs to your family or even or your friend circle.

The person might not be well known and popular all over the world but he has made something for himself. You can look for such people in your family. If you have someone very close to you who has already made it to the top then you can even get good suggestion as well as tips from the person.

You must understand the importance of the role models. They will help you learn how to become a successful entrepreneur. The most important thing that entrepreneurs must have is the will to win.

The entrepreneur role models usually help the budding entrepreneur to learn about the various qualities that are necessary to become successful and reach the top. One of the things that you need to find out is the common trait between all the successful owners.

You must always remember that owning and managing a company is not too easy. You need to have enough guts to take proper decisions and also be ready to tae risks. Role models for entrepreneurs might differ from one person to the other but the characteristic traits of these successful people usually remain the same.

You need to follow these traits. People who are successful as entrepreneur are always good leaders. So you must also make sure that you become a good leader and mange your team in the best possible way.

Team work is very important because you alone cannot take your company to the top, you will need help from the employees. This is the reason why you also need to learn how successful entrepreneurs deal with their employees. This is why role models are so much essential.

Company Cars – How Your Company Car Affects The Tax You Pay

Company Cars – How Your Company Car Affects The Tax You Pay

First of all, lets see how Company Car Tax works

If you drive a Company Car, you are liable to pay tax as it is classed as a Benefit In Kind.

Company Car Tax or Benefit In Kind Tax must be paid on your company car if you, or a member of your family, use it for private use. This would include travelling to and from your place of work. If you drive a company van, the rules are slightly different in that you should not be liable for tax if the only private use is to go between work and home.

How much Company Car Tax will you have to pay?

There are a number of things that affect how much Company Car Tax you pay. The Benefit In Kind tax you pay on your Company Car is based on the P11D value of the car (its list price including any extras or options), the CO2 Emissions of the car (the lower the better), the rate you pay tax on your income, and whether your car can run on an alternative fuel. Furthermore, if your employer provides you with fuel and you use some of it for personal travel, you would also be liable for Benefit In Kind tax on this Car Fuel Benefit.

Further Information on Company Car Tax & Benefit In Kind

To help you work out how much Company Car Tax and Car Fuel Tax you will have to pay, why not check out the Company Car Tax Calculator provided by HM Revenue & Customs. Also, there is a Government website all about Company Cars which provides useful information and guidance for both employees and employers. It explains the rules about Tax and National Insurance relating to Company Cars and company car fuel. Changes in the rules relating to Company Car Tax are usually declared at Budget time. If youre interested in finding out how future changes might affect you, take a look at the Governments Forthcoming Changes To Car Benefit site.

Of course, there is a way to avoid paying Company Car Tax altogether, and its not illegal! If your employer gives you the choice of having either a Company Car or a Company Car Allowance, you could choose the cash alternative, lease or purchase your own vehicle, and then claim an amount back from your employer for business mileage (currently at a Government set rate of 40p per mile). You might like to check out the sister article to this one, called Company Car Or Company Car Allowance – Which Should I Choose?, which explains the benefits and disadvantages of each option.

Is Buying Gold As An Investment Wise

Is Buying Gold As An Investment Wise

Lately, gold as an investment has become a hot commodity. The ever-rising prices of gold have turned them into the best investment option. Though one can put the money in this expensive metal without any type of fear but still one must have some knowledge about this precious yellow metal.

There are concerns amongst investors when buying gold, just as there are concerns when putting money into any investment asset. However, many of these have benefits. When prices of the metal rise when the dollar goes down. These two have the inverse relationship between them. The weaker dollar or the unstable stock market makes it more expensive. So, most of the people like to invest in gold instead of the other sources. The stock market doesnt remain stable all the time and also makes for the unsecured investment. On the other hand, the expensive metals procure their value and mostly provide the good returns.

Gold is also liquidity and ease to sell. Buy gold coins to increase the returns value. These usually have the numismatic value and are more expensive than the bars. Over the time these yield more value than any other commodity. The historical coins never go for less if maintained in the perfect condition. Also these can be sold very easily owing to the higher liquidity.
When investors buy physical gold, they are reserving wealth by buying gold coins and bars. Gold coins give the opportunity to preserve the wealth from the economic downturn or inflation. These have the intrinsic value so one can rely on them during the adverse situations also. They wont become valueless under any circumstances. The yellow metal also doesnt rust and one can keep them safely in a secure storage safe.

Financial future security is another key fundamental when buying gold as an investment. Gold has proven to provide one of the best financial security for the future. As one can keep them for a long period of time because the metal doesnt deteriorate with time so it makes the future of the person secure. The financial security also gives the peace and prosperity in life.

Three Things to Look for In a California Financial Advisor

Three Things to Look for In a California Financial Advisor

You have finally reached a level of income and assets that you need to find a conveniently-located financial advisor in California to get you to the next level of wealth building. Congratulations, because that is a good problem to have. The right financial advisor can not only steer you in the right direction, they can also do something for you that you probably never thought necessary; they can teach you about your own money. Like it or not, you can be, and probably are, your own worst enemy when it comes to managing your money.

The laws are different on the West Coast, so you are going to want a California financial advisor, not a voice on the other end of the telephone and on the other end of the continent. Beyond very specific advice, here are some general guidelines that will help you find the professional help that is right for you:

No Commissions

Right or wrong, consciously or unconsciously, an advisor who works on commission can have their judgment clouded by an individual transaction. Instead, look for an advisor that charges a fee instead of a commission. Do not be fooled by advisors who tout their service as fee-based, which simply means they charge a fee and a commission.

One resource you can use to find a fee-only or hourly financial advisor is the National Association of Personal Finance Advisors.

Meaningful Certification

It comes as an unpleasant surprise to many seeking financial management; the only requirement to be able to legally give financial advice or to buy and sell assets is a passing mark on a test about securities law. If they are going to going to sell insurance, they will also need an insurance license. Just about everything else is mere filler.

The one designation that still retains meaning is CFP, which means that the recipient has underwent a thorough background check, has passed a comprehensive test covering all aspects of financial planning, and has at least three years of experience in the field. To maintain that rating, they must enroll in continuing education to stay current.

The Voice of Experience

The generally accepted length of the financial business cycle is seven to eleven years. Therefore, if you only consider hiring a California financial advisor who has served in that capacity for at least ten years, you will have the advantage of working with someone who has experienced firsthand the peaks and valleys of the investment landscape. When it is your money on the line, a cool and steady hand is what is called for.

There are risks associated with any investment plan, and past success is not an absolute predictor of future performance. But by following these three simple guidelines, you can maximize your chances of safe and steady financial growth.

For more information about California Financial Advisor, please visit our website.

Model Trains Stores Should Be Your First Stop

Model Trains Stores Should Be Your First Stop

Model trains stores can be expensive, but then you do get what you pay for. If you are a beginner then model trains stores should be your first stop.

Not a hobby shop, but a model trains stores because there is a big difference.

Hobby shops are usually staffed by people that are not experienced model railroaders, while model trains stores are usually owned by very well experienced model railroaders.

Creating your own model train world is the most enjoyable past time in my opinion. There is no other hobby where you can learn a complete new range of skills in one place.

Building a model train layout exposes you to planning, design, woodwork, metalwork, wiring, electronics, kitbashing, scratchbuilding and so much more. But, you don’t need to know it all when you start.

The model trains stores in your vicinity are waiting and willing to advise you on the best way to go about building your dream model railroad.

So, why is model trains known as an expensive hobby?

The expense is based on the decisions you make. These are the 3 model train mistakes you should try to avoid:

1 Not Knowing What You Want

Most model train beginners start with a model train set that comes complete with an oval track, locomotive, some cars and a controller. Often this is because it is cheaper to buy the set rather than individual components, but you get what you pay for.

When you try and add more track to expand the small oval or figure eight, the problems start.

The power pack in the train set may have only been designed to power the figure eight or oval length of track. When you add extra track, the power pack is now not powerful enough. This can result in a voltage drop on parts of the track. This usually means intermittent starting and stopping of your train. This can be very frustrating.

2 Building a Model Train layout That Is Too Big

Often the impressive model train layouts at the shows encourage beginners to go home and convert their entire basement into a huge model railroad.

Some of the model railroad experts at those shows have spent 20 or more years on their layouts and a beginner trying to achieve that level of model railroading from the beginning will be disappointed.

Often the smallest of layouts can be more fun because they get to a level of enjoyable operation quicker. The experience adds up over the years and a small layout is always easy to expand.

3 Paying Full Retail Price

Pay full retail price for every part of your model railroad and it is going to be an expensive hobby.

Your local model railway club will have members with locomotives, cars, buildings, etc. in good condition that they will sell at a fraction of the new price. Model railroaders are generous people and willing to help beginners.

Home Shop 18 Shopping Home Theatre Systems For Your Home.

Home Shop 18 Shopping Home Theatre Systems For Your Home.

Home theater systems are a present in homes installed for the purpose of providing cinema quality video and audio duplicate. It includes television and video equipment with special audio systems integrated – like surround sound. Have a look below configuration of some branded home theatre systems:

(1). Home Theater System – 5000 PMPO

Home Theater System – 5000 PMPO – 5.1 with 5.1 channel DVD player with USB & SD card slot + Mpeg and Divx Features:

.Subwoofer, Speaker type: 5.25 woofer
.Impendence: 4 Ohm
.Frequency Response: 40- 300Hz
.Efficiency: 92dB, Satellite
.Speaker type: 3.0 woofer, Impedance: 4 Ohm
.Frequency Response: 200- 18KHz
.Efficiency: 85dB
.Input Sensitivity: 500mV
.S/N Ratio: 75dB

Accessories: .

.5.1 Subwoofer/Amplifier Unit
.Phone to 3.5mm jack socket
.Phone AV jack Plug, Remote control Unit
.Combo with Latest and most advanced DVD player by VOX
.1200 lines high clarity pictures
.32 kind of captions, 8 languages
.5.1 sound track output
.Simulation DTS Digital Audio – Frequency output
.Dolby Ac 3 output & Digital coaxial output
.Optical Fiber output & S Video Output
.Complete function digital karaoke
.Support SD/MMC card, USB and Game port

(2). 5.1 Home Theatre System – 6200 P.M.P.O

Features:

.5.1 Home Theatre System with Display and Remote
.Output Power : 6200 Watts P.M.P.O
.Professionally designed built-in amplifier, subwoofer and satellite speaker designed.
.5.25″ professionally enhanced subwoofer driver.
.Outside heat sink designed.
.Dynamic bass boost, Low distortion.
.The system can be connected to DVD and any other Audio output equipment.
.The system is magnetically shielded which can be put near the monitor or TV and without magnetic influence.
.Remote Control designed.
.AUX and 5.1 CH switch Function.
.Point hosters Power are pointing remote control on Power machine start job aboard first.
.When playing the music, adjust all control knob to demanding level.
.Power Output : 30 W + 10W X 5
.Frequency Response : BASS : 10Hz ~ 300Hz
.Control : Volume , Mute, Menu, 5.1 /AUX / Remote

Accessories:

.Subwoofer Speaker :1 pcs
.Satellite Speaker : 5 pcs
.Audio Cable : 6 pcs, User
.Manual: 1 pcs
.Remote Control :1 pcs

Author suggests you to buy home theatre speakers from homeshop18 and get maximum discount.

Essential Steps In Setting Price For A Product

Essential Steps In Setting Price For A Product

When setting the price of a new product, marketers must consider the competitions prices, estimated consumer demand, costs, and expenses, as well as the firms pricing objectives and strategies.
Here are the steps on how to set a price for your products:

Step 1: Determine Pricing Objectives. What is your purpose in setting a price for your product? Do you want to increase sales volume or sales revenue? Establish prestigious image for your product and your company? Increase your market share and market position? Answering these questions will help you keep your prices in line with other marketing decisions.

Step 2: Study Costs. Since the main reason for being in business is to make a profit, give careful consideration to the costs involved in making or acquiring the goods or services you will offer for sale. Determine whether and how you can reduce costs without affecting the quality or image of your product. This is so true for a company that quality product is the main service. For instance, a digital printing service shop can higher their price in their postcard printing service if it really has higher quality compared to others.

Step 3: Estimate Demand. Employ market research techniques to estimate consumer demand. The key to pricing goods and services is to set prices at the level consumers expect to pay. In many cases, those prices are directly related to demand.

Step 4: Study Competition. Investigate your competitors to see what prices they are charging for similar goods and services. Study the market leader. What is the range of prices from the ceiling price to the price floor? Will you price your goods lower than, equal to, or higher than your competitors?
Step 5: Decide on a Pricing Strategy. You may decide to price your product higher than the competitions because you believe your product is superior. You may decide to set a lower price with the understanding that you will raise it once the product is accepted in the marketplace.

Step 6: Set Price. After you have evaluated all the foregoing factors, apply the pricing techniques that match your strategy and set an initial price. Be prepared to monitor that price and evaluate its effectiveness as conditions in the market change.

Home Shop 18 Shopping Shop Online For Best Home Appliances

Home Shop 18 Shopping Shop Online For Best Home Appliances

Searching for Home Appliances for your brother who is going in new house? Have a look below and buy the best.

(1). Godrej 1.6 Ton Window AC

Features:

.1.6 Ton Window AC
.Dual L-Shaped Heat exchangers
.Blue Fin Heat Exchangers
.Japanese Brand Compressor
.Extra Long Air Throw of up to 24 Ft
.LCD Remote Control
.Warranty: 5 Years Warranty from GODREJ

(2). Havells Yorker Antique Brass Celing Fan – 1320 MM

Features:

Havells India Ltd, a billion-dollar-plus organization, and one the Indias largest & fastest growing electrical and power distribution equipment company is a name synonymous with excellence and expertise in the electrical industry. Havells owns some of the prestigious global brands like Crabtree, Sylvania, Concord, Luminance, Claude and Sylvania: Linolite, SLI Lighting & Zenith. Havells entered fan business in mid-2003 and has emerged as one of the fastest growing fan brands in the Indian Market –

.Antique texture
.Long life electroplated finish
.Double ball bearings
.Efficient performance at low voltage
.Technical Specifications: 230V, 50Hz, 82W

(3). Jaipan Ultra Light Iron

Jaipan Ultra light Iron is aluminum sole plate with non stick coating integral tubulal heating element for instant & uniform heating, more flexible wire, reliable snap auction, thermo star for accurate control with neon light.

Features:

.Product Dimensions: 18.5 x 5 x 13.5
.Product Weight with Packaging: 4.750
.Voltage: 220/240 V AC 50-60 Hz
.Power Consumption: 700 W
.Material of Plate: Non Stick Coating
.Type of Cord: Swivel
.Type of Heating: Tabular Heating
.Weight: 1 Kg

(4). Whirlpool Refrigerator Double Door M mind 26 Elt Steel 4S

Features:

.250 Lt Capacity
.Deodorizer
.Ice Twister
.Flip up Shelf
.Crisper with Humidity Control
.Door Lock
.Swarovski Crystal Studded Handles
.Cooling Towers
.Drop Down chiller compartment
.Wheels for easy Movement

(5). Whirlpool Fully Automatic Washing Machine Whitemagi Sensation

Features:

.5 Kg Capacity
.Spin cancel option
.Spin Speed: 600 rpm
.Door Opening Angle: 180 C
.Door opening Diameter: 285 mm
.Water Saving Feature
.energy saving Feature
.18 wash programs
.Door material: Glass
.Variable temperature Control
.Half Load’ Cycle

(6). IFB Microwave Oven Model No: 25PG1S

Features:

.25 Litres Capacity
.Clock Timer
.5 Power Levels
.Grill
.Power Grill with Combi-Tec
.9 Auto Cook Menus
.Multi-Stage Cooking
.Express Cooking
.Auto Defrost
.Child Safety Lock

Author suggests you to buy portable TVs from online home appliances shops and get maximum discount.

Several Reasons to Consider Shopping Online vs. In Store for Fine Jewelry

Several Reasons to Consider Shopping Online vs. In Store for Fine Jewelry

Shopping for fine jewelry is a big deal its quite an investment, and its also very personal. While many people go straight to their local mall to shop for these gems, there is a superior alternative: heading online.

Here are several reasons why you may want to consider shopping via Web for all things sparkly.

The Selection is Unparalleled.

One thing that most of us want in our fine jewels is for them to be unique and truly special. The best way to know you are getting something that is one of a kind (or at least extremely rare) is to go to the place that will have the best possible selection.

There are so many ways in which you can customize your choices for glitzy accessories. You can choose to have platinum, silver or gold metal used, for instance. Even within the realm of gold, you can choose from yellow, white or even rose gold.

The kinds of gemstones you choose for your item can also give you a lot of opportunities to express your personal style and tastes. Diamonds, for instance, are available in an amazing spectrum of colors. You can get black, chocolate, blue, pink, yellow and other surprising shades.

Whether you choose a ring, stud earrings, a pendant or bracelet, it is easy to get an idea of the many options that are available through which to express yourself.

You Can Rest Assured That Youre Only Going to See Quality Items.

While it does take some quick research to make sure you are shopping with a merchant that is legitimate, the ones that are Better Business Bureau members with good reviews have some extremely high-quality products for sale. There is no reason why you cant find rings and other jewels of the same great caliber as youd see in a store.

Its Easy to Fine Gemstones That Are Ethically Sourced.

Some companies for instance, Front Jewelers offer conflict-free diamonds that are mined ethically. This means that you can feel comfortable knowing that your purchase did not finance any unethical or unlawful practices throughout the world.

Return Policies Make it Risk-Free to Shop on the Internet.

One of the biggest concerns most consumers have is that they wont be able to return something that doesnt fit their needs or expectations. Well, many merchants are now offering money-back guarantees to ensure that you are only keeping pieces you adore.